Leasing Conserves Cash: The #1 reason businesses fail is due to lack of liquidity. Maintaining ample cash balances for expenditures for which financing is not available is critical. Leasing allows you to conserve your cash for times when you need it most.

Easy Application Process: Depending on the size of the equipment purchase and your time in business getting approved through Fortuna can be as easy as submitting our completed lease application and your equipment quotation. You can expect our prompt response.

Fast Turnaround: If your company is like most, timing is everything. Who has the time to undergo the lengthy and burdensome credit approval process required by most banks? Upon receipt of your credit application and equipment quotation, you can expect a response from Fortuna within 1 to 2 business days.

Leasing is 100% Financing: Leasing can provide 100% financing, including the cost of shipping, installation and training, thus allowing you to acquire the equipment you need without a major cash outlay.

Used Equipment: Banks are often not interested in financing used equipment purchases. Used equipment often presents challenges to bank lenders who are not as familiar with the useful life and resale values of used equipment. Whether you plan to buy your used equipment through a dealership or a private party, Fortuna will likely have a variety of equipment leasing options from which you can choose.

Off Balance Sheet Financing: Leasing is the perfect tool to acquire new equipment without further leveraging your company’s assets on your balance sheet.

Start-Up Financing: Whereas a bank may not consider a business for financing if it has less than two full years of operations we finance equipment for new businesses all the time. Leasing may be your best and most competitive option for acquiring the equipment your new business needs!

Tax Benefits: Unlike loan payments, lease payments may be fully tax deductible as an operational expense. Leasing provides your company with substantial tax advantages you can’t achieve when you pay with cash or finance via a traditional bank loan. Please contact your accountant for details about the tax benefits your business may gain through leasing the equipment.

Flexible Payment Options: Leasing is an extremely flexible financing tool. Unlike bank loans that only offer fixed, level payments, leasing can offer flexible payment options to match your company’s cash flow. Ask us about our step-up, deferral, skip and/or quarterly, semiannual or annual payment programs.

Establish Credit: As your business grows, you will either need to replace or acquire more equipment to meet your increased demand. By establishing your credit with Fortuna now, it will be easier to get your next piece of equipment in the future.

Conserve Bank Credit Lines: Why use up the available funds from your bank credit line for an equipment purchase that can easily be financed via leasing? Again, conserve your bank credit lines to support your company’s ongoing cash flow needs.